Waterloo Village, Kingston - September 2026 Real Estate Report

Waterloo Village, Kingston: Here's What Your Home Is Actually Worth Right Now

If you've been glancing at your city tax assessment and thinking it tells the full story, it doesn't. Here's the real picture for Waterloo Village homeowners heading into the summer market.

The Vibe: Houses vs. Condos

We're seeing two different stories play out on our streets right now, and it's worth knowing which one applies to you.

Houses: The average HonestDoor Price for a house in Waterloo Village sits at $551,801 - up 1.83% from the previous period. That's a solid nudge in the right direction. The predicted market value is currently $541,880, which is sitting just below the 3-month moving average of $554,006. In plain terms, the market is taking a small breather after a stronger run. On the neighbourhood leaderboard, our houses rank 23 out of 44 in Kingston for growth - right in the middle of the pack, which is honestly a stable place to be.

• Average HonestDoor Price: $551,801 (up 1.83%)
• Predicted Market Value: $541,880
• 3-Month Moving Average: $554,006
• Estimated Monthly Rent: $2,687
• Rental Yield: 5.56% - that's a strong return
• Airbnb Estimate: $135 per night
• Kingston Growth Rank: 23 out of 44

Condos: Our condo market tells a slightly different story. The average HonestDoor Price is $317,314, down a modest 0.34% - barely a blip, but worth watching. The predicted value of $318,409 is nudging just above the 3-month average of $323,398, so there's a mild softening trend. On the leaderboard, condos rank 36 out of 44 in Kingston for growth, putting them in the bottom tier right now. The rental yield of 4.17% is moderate - not a home run, but not a loss either. One bright spot: our condos are priced well above nearby Meadowbrook ($277,823), which signals we hold a stronger position in the local condo pecking order.

• Average HonestDoor Price: $317,314 (down 0.34%)
• Predicted Market Value: $318,409
• 3-Month Moving Average: $323,398
• Estimated Monthly Rent: $1,695
• Rental Yield: 4.17%
• Airbnb Estimate: $85 per night
• Kingston Growth Rank: 36 out of 44

The Secret Sauce: Why Your HonestDoor Price Matters More Than Your Tax Assessment

Here's the thing about your city assessment - it's a snapshot taken in the past. It doesn't know what happened to home prices last month, or last week. The HonestDoor Price is updated in real time, pulling in actual market signals to give you a current number, not a stale one.

For house owners in Waterloo Village, that difference right now could be meaningful. Your assessment might be sitting well below the $551,801 average HonestDoor Price. That gap is your negotiating power - whether you're selling, refinancing, or just want to know where you actually stand. Check your HonestDoor Price now, before you make any moves based on outdated numbers.

The So What - Thinking About Selling This Summer?

If you own a house here, the timing conversation is real. Values are up year-over-year, but the predicted value is currently running below the 3-month average. That means the peak of this recent run may have already passed. Selling into a slight dip is still selling at a strong price - $541,880 to $551,801 is not a bad place to be. Waiting for a bigger bounce is a gamble right now.

If you own a condo, be honest with yourself. A growth rank of 36 out of 44 means there are a lot of Kingston neighbourhoods outrunning us right now. That doesn't mean panic - it means price it right, market it well, and don't sit on it hoping for a big lift that the data isn't currently supporting.

Either way, the smartest first move is the same - pull your HonestDoor Price, compare it to what you paid, and have a real conversation about what summer 2025 looks like for your specific property. No guesswork. Just numbers.

This information is all based on our opinions based on the information available to us. Everyone's situation may be different and you should reach out to us for more personalized information.