Guernsey, Hamilton - September 2026 Real Estate Report

Guernsey, Hamilton: Here's What Your Home Is Actually Worth Right Now

If you've been glancing at your property tax assessment and feeling pretty good about it, hold on. The market in Guernsey has been moving - and not always in the direction that dusty government number suggests. Here's the real picture.

The Vibe: Houses vs. Condos in Guernsey

The two property types in our neighbourhood are telling very different stories right now, and it's worth knowing which one you're sitting in.

Houses

If you own a house in Guernsey, the average HonestDoor Price is sitting at $795,060. That's down 1.38% from the previous period, and the 3-month moving average of $825,118 confirms the trend - values have dipped about 2.36% recently. The market is taking a breather. On the neighbourhood leaderboard, Guernsey houses rank 132 out of 201 Hamilton neighbourhoods for growth. That puts us in below-average territory for now.

The silver lining? If you're a landlord or thinking about becoming one, houses here are pulling strong rental numbers.

• Average HonestDoor Price: $795,060 (down 1.38%)
• Predicted market value: $806,204
• 3-month moving average: $825,118
• Estimated monthly rent: $3,593 - $3,632
• Rental yield: 5.05% - that's a strong return
• Airbnb estimate: $178 per night
• Growth rank: 132 out of 201 Hamilton neighbourhoods

That 5.05% rental yield is genuinely solid. For context, a lot of Hamilton neighbourhoods would love to see that number. If you're holding a house here as a rental, the income story is working in your favour even while prices cool.

Condos

Condos in Guernsey are a different animal right now. The average HonestDoor Price is $519,230 - and it's actually up 4.40% from the previous period. That's a bright spot. However, the predicted market value of $497,358 is running below the 3-month moving average of $506,729, and recent change sits at -4.49%. So while the HonestDoor Price shows a bump, the short-term momentum has softened.

On the leaderboard, Guernsey condos rank 137 out of 188 Hamilton neighbourhoods for growth - also below average. We're not at the bottom, but we're not leading the pack either.

• Average HonestDoor Price: $519,230 (up 4.40%)
• Predicted market value: $497,358
• 3-month moving average: $506,729
• Estimated monthly rent: $2,521 - $2,606
• Rental yield: 3.84% - moderate returns
• Airbnb estimate: $130 per night
• Growth rank: 137 out of 188 Hamilton neighbourhoods

Compared to nearby neighbourhoods, Guernsey condos are priced below Westmeria ($533,744) and Industrial ($562,339), but slightly above Poplar Park ($505,950). We're in the middle of the pack on price, which actually makes Guernsey a reasonable entry point if you're buying.

The Secret Sauce: Why Your HonestDoor Price Matters More Than Your Tax Assessment

Here's the thing about your city assessment - it's a snapshot from the past. It doesn't know what happened to prices last quarter. It doesn't update when the market shifts. It's essentially a photo from a few years ago being used to describe what you look like today.

The HonestDoor Price is a real-world check. It pulls current market signals and updates regularly, so when prices in Guernsey move - up or down - your HonestDoor Price moves with them. Right now, with house values down roughly 2.36% in recent months, there's a real gap forming between what the city thinks your home is worth and what a buyer would actually pay. That gap matters whether you're selling, refinancing, or just trying to understand your net worth.

Don't let a stale number make your financial decisions for you. Check your HonestDoor Price now - it takes about 30 seconds and it's free.

The "So What?" - Thinking About Selling This Summer?

Let's be straight with you. If you own a house in Guernsey and were hoping to time the absolute peak, that window may have passed for this cycle. Prices are softer than they were three months ago, and the growth rank of 132 out of 201 tells us we're not the hottest address in Hamilton right now.

That said, "taking a breather" is not the same as crashing. A house priced at $795,060 with a 5.05% rental yield is still an attractive asset. Buyers who are serious about income properties will notice that number. If you price it right - meaning you use your HonestDoor Price as your anchor, not your old assessment - you can still move a house this summer.

For condo owners, the story is similar. The 4.40% uptick in HonestDoor Price is encouraging, but the predicted value of $497,358 is the more grounded number to work from when setting expectations with your agent. Price it to that reality and you'll attract real offers. Price it to wishful thinking and you'll sit on the market while summer passes.

• Sellers - use the HonestDoor Price as your starting point, not the city assessment
• House owners - your rental yield story is a selling point, lean into it
• Condo owners - you're priced competitively against Westmeria and Industrial, that's a real advantage
• Everyone - the market is slower, so presentation and pricing matter more than they did two years ago

Bottom line: Guernsey is a solid neighbourhood with real income potential. The market is just asking you to be realistic right now. Know your actual number, price accordingly, and you'll be fine.

This information is all based on our opinions based on the information available to us. Everyone's situation may be different and you should reach out to us for more personalized information.