Cummings, Ottawa - September 2026 Real Estate Report

Cummings, Ottawa: Honest Numbers for Your Biggest Investment

The Vibe Right Now

If you own a home in Cummings and you haven't checked your property value lately, now is the time to pay attention. The market here is telling two different stories depending on what you own - and neither one is what the city's last assessment probably told you.

Houses: Affordable, But Moving Slowly

The average HonestDoor Price for a house in Cummings sits at $618,925, up 2.48% from the previous period. That's a real, live number - not a government snapshot from months ago. The predicted market value is $603,950, which is actually dipping slightly below the 3-month moving average of $607,759. So values are holding, but they're not racing ahead right now.

Here's what the sales data is actually telling us. The one house that sold recently went for $390,000, and listings are sitting at an average of $420,000. Buyers paid only 92.86% of the asking price. That gap matters - it means if you list at $420,000, you should realistically expect offers closer to $390,000. This is a buyers' market, and pretending otherwise will cost you time.

• Average HonestDoor Price: $618,925 (up 2.48%)
• Average sale price: $390,000
• Average list price: $420,000
• Sale-to-list ratio: 92.86%
• Price per square foot: $325
• Average days on market: 31
• Rental yield: 5.45%
• Estimated monthly rent: $2,867
• Growth rank: 54 out of 98 neighbourhoods in Ottawa
• Price rank: 26 out of 27 - among the most affordable in Ottawa

On the neighbourhood leaderboard, Cummings houses rank 54th out of 98 for growth. That puts us just below the midpoint - not a star performer, but not falling off the map either. For affordability though, we rank 26th out of 27. That's actually a selling point if you're trying to attract buyers priced out of Overbrook - McArthur, where the HonestDoor Price hits $807,172.

Condos: The Honest Story Is a Tough One

We're going to be straight with you here. Cummings condos are having a rough stretch. The average HonestDoor Price is $317,192, down 0.69% from the previous period. The predicted market value is $319,402, and that number is sliding - it's below the 3-month moving average of $326,503. Recent property value change sits at -6.50%. That's not a typo.

On the Ottawa condo leaderboard, Cummings ranks 93rd out of 103 neighbourhoods for growth. That puts us near the bottom of the pack. Nearby Carson Grove - Carson Meadows is pulling ahead at $323,989, and Overbrook - McArthur is well above us at $369,121. If you own a condo here, this is information you need to have.

• Average HonestDoor Price: $317,192 (down 0.69%)
• Predicted market value: $319,402
• 3-month moving average: $326,503
• Recent value change: -6.50%
• Rental yield: 4.16%
• Estimated monthly rent: $1,700
• Growth rank: 93 out of 103 neighbourhoods in Ottawa
• Airbnb rank in Ottawa: 80th

The Secret Sauce - Why Your HonestDoor Price Matters More Than Your Tax Assessment

Your city assessment is a rear-view mirror. It reflects what the market looked like when the assessors ran their numbers - which could be a year or more ago. A lot has changed since then. The HonestDoor Price is updated in real time using actual market activity, so it reflects what a buyer would likely pay for your home today, not last year.

For Cummings house owners, that gap could mean your assessment is undervaluing you - the HonestDoor Price of $618,925 is significantly higher than the recent sale price of $390,000, which tells us the market here has a wide range. Knowing your real-world number helps you price smarter, negotiate harder, and avoid leaving money on the table.

For condo owners, the HonestDoor Price is actually doing you a favour by flagging the -6.50% value shift before you find out the hard way at the negotiating table. That's the kind of heads-up a good friend gives you.

So What - Should You Sell in Cummings This Summer?

If you own a house in Cummings, the window is open but it's not wide. Buyers are active, but they're negotiating hard - that 92.86% sale-to-list ratio tells the whole story. Price it right from day one. Homes sitting 31 days on average means buyers are taking their time. If you come in too high, you'll sit. Come in sharp and you'll move.

The rental angle is worth noting too. A 5.45% rental yield on houses is genuinely strong. If selling feels premature, holding and renting at an estimated $2,928 per month is a real option that pencils out.

If you own a condo, the honest advice is to think carefully before listing this summer. Values are sliding, the growth rank is near the bottom of Ottawa, and buyers have options in nearby neighbourhoods that are outperforming Cummings right now. If you need to sell, price aggressively. If you can wait, watch the numbers over the next quarter before making a move.

Either way, check your HonestDoor Price first. It's the most current read on what your place is actually worth - and in a market like this, knowing your real number is the smartest thing you can do.

This information is all based on our opinions based on the information available to us. Everyone's situation may be different and you should reach out to us for more personalized information.