If you live on a quiet street in Cote Saint Luc and you have been wondering what your place is actually worth right now - not what the city thinks it was worth two years ago - here is the honest picture. The market is splitting in two depending on what you own. Houses are quietly climbing. Condos are softening. Knowing which side you are on matters a lot heading into summer.
This is the part that should get your attention if you own a house here. The HonestDoor Price for houses in Cote Saint Luc is sitting at $1,296,061, up 0.17% from last period. That might sound small, but the bigger story is the 3-month trend. Predicted market value has climbed from $1,269,385 to $1,293,840 - that is a real move in a short window.
On the neighbourhood leaderboard, Cote Saint Luc houses rank 2nd out of 27 neighbourhoods in Montreal for growth. That is a top-tier result. For price, we rank 3rd out of 16 - meaning we are among the most expensive in the city. Compare that to nearby Hampstead at $2,363,302 and we still look like relative value for what you get.
The condo picture is a different story, and we should be straight about it. The HonestDoor Price for condos here is $568,034, down 0.98% from last period. The predicted value of $573,675 is also sitting just below the 3-month moving average of $573,953 - a small but real signal that condo prices are drifting sideways to slightly down right now.
On the neighbourhood leaderboard, condo growth ranks 16th out of 21 Montreal neighbourhoods. That puts us in below-average territory for condos right now. Nearby Hampstead condos are running slightly higher at $594,220, so we are not the most expensive option in the area - but we are also not leading the pack on growth.
Here is why this matters right now. The city's property assessment is a snapshot frozen in time - often 12 to 24 months behind what buyers are actually paying. The HonestDoor Price is updated in real time using current sales data and market signals. For house owners in Cote Saint Luc, that gap could be significant. If your assessment is based on older numbers and values have climbed 2.63% recently, you could be sitting on more equity than you realize - or pricing yourself wrong if you list based on stale data.
Check your HonestDoor Price before you do anything else. It is the real-world check that tells you where the market actually is today, not where it was when a city assessor last knocked on the door.
If you own a house in Cote Saint Luc, the timing is genuinely interesting. Values are rising, we are near the top of Montreal's growth leaderboard, and buyer demand for this price range has not collapsed. A $4,964 monthly rent estimate also means investors are paying attention. If you have been sitting on the fence, this summer is worth a serious conversation with your agent.
If you own a condo, the honest advice is to move with more urgency. Values are slipping slightly and the growth rank is not working in your favour right now. Waiting for the market to bounce back is a gamble. Listing while you are still competitive against Hampstead - where condos run about $26,000 higher - gives you a real angle to work with buyers who want this neighbourhood at a better price point.
Either way, start with your HonestDoor Price. Know your number before anyone else does.
cote saint luc | côte-saint-luc | september 2026This information is all based on our opinions based on the information available to us. Everyone's situation may be different and you should reach out to us for more personalized information.