If you own a home in Guildford and you have not checked your numbers lately, now is the time. The market is taking a breather, and the difference between what the city assessed your property at and what it would actually sell for today is shifting. Here is what is really going on in our corner of Surrey.
Let us break it down by property type, because the two stories here are very different.
If you have been watching the "For Sale" signs on the house side of Guildford, here is what is actually happening. We are sitting at an average HonestDoor Price of $1,072,956 for houses. That is slightly above the city's assessed average of $1,068,790 - so the city is not too far off this time. But the HonestDoor Price has dipped 1.42% from the previous period, and the 3-month moving average of $1,094,655 confirms the direction: values are easing downward.
On the neighbourhood leaderboard, Guildford houses rank 12 out of 41 for growth in Surrey - that puts us in above-average territory, which is a solid position. On price, we rank 44 out of 45, meaning we are one of the most affordable house markets in all of Surrey. For buyers, that is a real entry point. For sellers, it means you are competing on value, not prestige.
The condo picture is where we need to have an honest conversation. The average HonestDoor Price for condos in Guildford is $433,384 - and here is the number that should get your attention: that is 7.96% LOWER than the city's average assessed value of $470,850. The city thinks your condo is worth more than the market currently does. That is a real gap, and it has real consequences for anyone making financial decisions based on that assessment number.
On the neighbourhood leaderboard, Guildford condos rank 40 out of 44 for growth in Surrey. That puts us near the bottom of the pack right now. The 3-month moving average of $451,019 is also trending down from the current predicted value of $444,028. The condo market here is under real pressure.
Here is the thing about government assessments - they are a snapshot from months ago, built on data that is already old by the time it lands in your mailbox. The city assessed 2,891 houses and 1,504 condos in Guildford this year, but those numbers do not move in real time. The market does.
The HonestDoor Price is your real-world check. It pulls from actual transaction data and current market signals to give you a live read on what your property is worth right now - not what it was worth when the city last looked. For condo owners especially, that 7.96% gap between the assessed value and the HonestDoor Price is not a small rounding error. On a $470,000 property, that is roughly $37,000 in difference. If you are making decisions about refinancing, selling, or even just understanding your net worth, you want the number that reflects today, not last year.
With 26 house transactions and 8 condo transactions recorded in Guildford so far in 2026, this is not a high-volume market. Fewer sales mean each transaction carries more weight in setting the price floor. That makes real-time pricing tools even more critical here than in busier neighbourhoods.
Let us be straight with you. If you are a house owner thinking about listing this summer, you have some things working in your favour and some things to watch. Guildford houses are among the most affordable in Surrey, which attracts buyers who have been priced out of Fraser Heights ($1,527,663 average HD Price) or Anniedale ($2,208,028). That buyer pool is real. But with values down 0.67% recently and the trend line pointing lower, waiting for a big price jump before listing is probably not the play right now.
If you own a condo, the picture is harder. A growth rank of 40 out of 44 in Surrey means we are not leading the recovery. The HonestDoor Price is already sitting below the assessed value, and the 3-month trend is still declining. That does not mean you cannot sell - it means you need to price it right from day one. Overpricing based on your assessment number is the fastest way to sit on the market too long.
For both property types, the rental numbers offer a real alternative to selling. Houses are pulling an estimated $4,365 per month with a 4.66% yield. Condos are at $2,268 per month with a 3.94% yield. If you do not need to sell right now, holding and renting is a legitimate option worth running the numbers on.
Bottom line: Guildford is a neighbourhood where knowing your actual current value - not the city's version of it - is the difference between a smart move and an expensive mistake. Check your HonestDoor Price before you do anything else.
guildford | surrey | october 2026This information is all based on our opinions based on the information available to us. Everyone's situation may be different and you should reach out to us for more personalized information.