Digby, Kawartha Lakes - October 2026 Real Estate Report
Digby, Kawartha Lakes: Your Neighbour Just Asked What Their Place Is Worth - Here's the Real Answer
The Vibe Right Now
If you've been watching the "For Sale" signs around Digby lately, here's what's actually happening. The average HonestDoor Price for houses here sits at $665,240, up 0.85% from the previous period. That's not a fireworks moment, but it's movement in the right direction. The market isn't on fire - it's steady, and steady has value.
Where it gets interesting is the gap between that number and the predicted market value of $659,603. That predicted figure is also running below the 3-month moving average of $706,946, which tells us the market has taken a bit of a breather recently. Property values have shifted -6.37% in the near term. We're not panicking - but we're paying attention.
- Average HonestDoor Price: $665,240
- Predicted Market Value: $659,603
- 3-Month Moving Average: $706,946
- Recent Value Change: -6.37%
- Average Rental Estimate: $3,178 per month
- Rental Yield: 5.33%
- Average Airbnb Estimate: $158 per night
- Airbnb Rank in Kawartha Lakes: 11th
- Growth Rank: 13 out of 14 comparable neighbourhoods
The Neighbourhood Leaderboard
Let's be straight with each other. On the growth leaderboard for Kawartha Lakes, Digby ranks 13 out of 14 comparable neighbourhoods. That puts us near the bottom of the pack right now. It doesn't mean your property has no value - it clearly does. It means the growth story here is quieter than in other parts of the region, and anyone making a decision based on hype needs to know that.
Here's how Digby stacks up against the neighbours next door:
- Dalton - HonestDoor Price $660,191, Rental $3,145 - slightly cheaper than Digby
- Laxton - HonestDoor Price $605,966, Rental $2,953 - noticeably cheaper than Digby
- Bexley - HonestDoor Price $751,637, Rental $3,481 - running ahead of us on price
Bexley is the one to watch if you're curious where the ceiling might be. Digby sits in a comfortable middle ground - not the cheapest option, not the priciest. That positioning matters when buyers are shopping the area.
The Secret Sauce - Why Your HonestDoor Price Matters More Than Your Tax Assessment
Here's the thing most homeowners in Digby don't realize. Your municipal tax assessment is a snapshot from the past. It gets updated on a slow government schedule and has nothing to do with what a buyer would actually pay you today. The HonestDoor Price is a real-time estimate - it moves with the market, not with a bureaucrat's calendar.
Right now, with a 3-month moving average of $706,946 sitting above the current predicted value of $659,603, there's a real gap worth understanding. If you're relying on an old assessment to guess what your home is worth, you could be off by tens of thousands of dollars in either direction. That's not a small rounding error - that's your negotiating position walking out the door.
Check your HonestDoor Price now. It's the real-world check that your assessment will never give you.
The So What - Thinking About Selling This Summer?
If selling is on your mind, here's the honest take. The -6.37% recent value shift and a bottom-tier growth rank of 13 out of 14 mean this is not a moment to sit back and assume prices will climb while you wait. The market is telling you something.
The good news is that a 5.33% rental yield is genuinely strong. If you're not selling, renting is a real option that holds up financially. An estimated $3,154 per month in rent on a property valued around $659,603 is a number worth taking seriously.
For sellers, the summer window is real - buyers are active and the Airbnb potential at $158 per night gives recreational property buyers a reason to look at Digby. But price it right from day one. With values softening against the 3-month average, an overpriced listing will sit. A well-priced one will move.
Bottom line - know your actual number before you list. That starts with your HonestDoor Price, not a guess based on what your neighbour sold for two years ago.
digby | kawartha lakes | october 2026This information is all based on our opinions based on the information available to us. Everyone's situation may be different and you should reach out to us for more personalized information.